I’ve been getting asked what I think will happen with the stock market in 2026. Trying to predict what will happen in the market is a lot like trying to predict how a chess match will unfold. There are an infinite number of possible outcomes, as one move can branch out and create many alternative…
This analysis is a Pre-Mortem—a strategic technique where we assume a future project (or, in this case, a market trend) has already failed, and then work backward from that point of collapse to identify the causes. The goal is to gain “prospective hindsight” to spot the factors that will seem obvious in retrospect. The Paradox:…
All right, so the odds are looking a bit elevated that the government might shut down. At this moment, betting markets are placing an 82% chance of the government shutting down: And because of that, investors are a little bit worried about how that might affect the stock market. So let’s have a look. What…
I’m thrilled to announce an exciting expansion of the services I offer to help you achieve comprehensive financial well-being. In addition to expert investment portfolio management and meticulous retirement planning, I am now introducing Estate Planning Services, focusing specifically on the creation of trusts! For years, my priority has been to help you build and…
Are you and your spouse homeowners in California? The name on your deed might seem like a small detail, but it could have massive tax implications. For married couples in California, the difference between two simple acronyms—JTWROS and CPWROS—could cost your family a fortune in taxes. Many couples title their homes as “Joint Tenancy with…