One thing that has become very popular lately is the “fire and forget” type of investment vehicle called Target Date Funds (TDF). These are funds that invest your savings according to your time horizon: the longer the time you have before you need to draw upon your investments, the larger and more aggressive the TDF’s…
DetailsWhen you look at your investment portfolio, do you ever wonder what you should be investing in? How much should you have in stocks, how much should you have in bonds? What stocks should you own? How can you protect your portfolio from a bear market? Is your financial future facing in the right direction?…
Details(Posted January 5, 2015) I started out this post thinking I would bombard you with lots of shiny graphs, squiggly lines, and juicy fun-facts about the stock market and why my views on the stock market in 2015 aren’t that rosy. But according to research, more is not better, at least when it comes to…
DetailsThere is a great website out there called Behavior Gap. They often have interesting sketches that simplify many complex concepts, and today, they came out with one that explains a big problem that the typical investor experiences, the gap between what investments return and what investors actually get. As Dalbar points out, the S&P 500 returned…
DetailsThe end of 2014 is upon us, and if you haven’t taken care of any of the following yet, now is a good time to do so: • Required Minimum Distributions (RMDs) • IRA Contributions/Funding • End of the Year Gifting Required Minimum Distributions (RMDs) Once you hit the age of 70½, you must begin taking…
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