A client asked me recently what I thought about REITs now that interest rates were on the verge of rising. It’s a good concern since traditionally, people look at REITs as extensions of the bond market: they can have long lease terms that can resemble bond cash flows, so it follows that higher interest rates…
DetailsIt’s a well-known secret that Index Funds should play a major role in most investors’ portfolios. With their ultra low costs (the typical expense ratio of an index fund was 0.15% for U.S. Large Company Indexes vs. 1.36% for the average large cap actively managed mutual fund as of 2005 source), instant diversification (you can…
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Local Coronado newspaper, The Eagle, had a great article about Rotarians at Work, an event held every April where Rotary Club members around the surrounding community helps out with some form of community service project. (Posted: Monday, June 1, 2015) Kevin Rugee and Rainier Trinidad pressed for a big Coronado Rotarians at Work Day to…
DetailsThere aren’t a lot of things out there that can guarantee you a 100% rate of return on your investment. That’s why when one stares you in the face, you need to get on it and take advantage of it immediately. What is this amazing wealth creation vehicle? Why, it’s the company match, the retirement…
DetailsOne thing that has become very popular lately is the “fire and forget” type of investment vehicle called Target Date Funds (TDF). These are funds that invest your savings according to your time horizon: the longer the time you have before you need to draw upon your investments, the larger and more aggressive the TDF’s…
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