(Posted January 5, 2015) I started out this post thinking I would bombard you with lots of shiny graphs, squiggly lines, and juicy fun-facts about the stock market and why my views on the stock market in 2015 aren’t that rosy. But according to research, more is not better, at least when it comes to…
DetailsThere is a great website out there called Behavior Gap. They often have interesting sketches that simplify many complex concepts, and today, they came out with one that explains a big problem that the typical investor experiences, the gap between what investments return and what investors actually get. As Dalbar points out, the S&P 500 returned…
DetailsThe end of 2014 is upon us, and if you haven’t taken care of any of the following yet, now is a good time to do so: • Required Minimum Distributions (RMDs) • IRA Contributions/Funding • End of the Year Gifting Required Minimum Distributions (RMDs) Once you hit the age of 70½, you must begin taking…
DetailsThis is a great quote, and it pertains not only to investing, but to any worthwhile endeavor you’ve been wanting to do.
If you’re nearing retirement or recently entered it, then you’re in what’s called the “Retirement Red Zone®” – a phrase coined by Prudential that designates the five years before and five years after retirement. It’s at this critical point that you’re subject to what is called Sequence Risk, the risk that you would experience lower…
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